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The Investigations on the Current Status of Enterprises’ and Individual Evasion of Repayment of Bank Loans in Zhenjiang City and Some Reflections——A Case of A City of Jiangsu Province
Author(s): 
Pages: 79-82
Year: Issue:  6
Journal: Xi'an Finance

Keyword:  evasion of repayment of bank loanbank creditor’s rightcredit environment;
Abstract: Affected by the increase of the downward pressure of the macro-economy, the rise of the ratio of liabilities to assets of enterprises, the deterioration of the financial ecological environment of local regions and other factors, events like enterprises’ and individual evasion of repayment of bank loans in one city since 2014 have occurred frequently, seriously injuring the benefits of stakeholders such as commercial banks. The paper investigates enterprises’ and individual evasion of repayment of bank loans in one city of Jiangsu province, summarizes the causes, introduces the major measures on preventing enterprises’ and individual evasion of repayment of bank loans and strengthening the internal risk control, and puts forward policy suggestions on issues worthy of attention in current events of enterprises’ and individual evasion of repayment of bank loans.
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