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The Legal Definition of Financial Consumers——Based on the Distinctions Between Financial and Traditional Market
Pages: 26-31
Year: Issue:  6
Journal: Xi'an Finance

Keyword:  financial consumersubject rangeinvestordistinction standard;
Abstract: Ensuring that the financial consumers’ legitimate rights and interests are not violated is an important element of the stable development of the financial market, and the premise to solve the problem is to clarify the connotation and denotation of financial consumers. Although the concept of financial consumers is closely related to consumers, given that there exist many differences between financial transactions and traditional transactions, therefore, it should not be limited to the scope of the natural person. In addition, the financial consumer protection and investor protection cannot be confused. On the basis of the traditional theory, comprehensive considerations should be given to the characteristics of the financial market and its development overseas,and more specific criteria should be taken to distinguish the main body and natural person from aspects such as the strength of the main body and transaction objects and so on.
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