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Risk Investigation and Analysis of P2P Network Lending Platform Derived Mode Based on Financial Stability Perspective
Pages: 30-32
Year: Issue:  3
Journal: Xi'an Finance

Keyword:  P2PDerived ModeRiskInvestigation;
Abstract: In this paper, we conducted risk survey and analysis of P2 P network lending platform derived mode based on financial stability perspective. It was found that, P2 P derivative mode introduce mortgage derivatives, guarantees and other forms to reduce the risk, and develop rapidly. But the risk still exists which the platform is not enough transparency, illegal fund-raising, new risk also gradually appear which is excessive concentration of risk, guarantees risk and others. measures should be taken to prevent the occurrence of financial risks.
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