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zhong gou jin rong lun li zhong shi shi chang xin xin
Author(s): 
Pages: 1
Year: Issue:  12
Journal: Xi'an Finance

Keyword:  金融伦理金融机构审慎监管消费者权益行为监管金融消费者金融体系系统性金融风险金融监管当局中央银行;
Abstract: <正>长期以来,各国金融体系都不同程度地存在两大缺陷:一是金融机构重利润、轻公平公正地对待金融消费者;二是金融监管者重金融机构稳健运行、轻金融消费者保护。要改变这一情况,需要在完善审慎监管的基础上,加强行为监管。较早提出金融行为监管的是英国经济学家泰勒。20世纪90年代中期,泰勒在其著名的"双峰"理论中明确提出,金融监管应当关注两大目标:确保金融系统稳定和保障金融消费者权益。前
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