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The Investigation on the Application of the Credit Report in Muslim Economy and Society
Pages: 36-38
Year: Issue:  8
Journal: Xi'an Finance

Keyword:  credit reportMuslim economy;
Abstract: With the acceleration of the social credit system construction, the functions of PBC’s credit reporting system has gradually improved, the credit awareness of the society has obviously increased, and more and more attention have been paid on PBC’s credit report. Especially the individual credit report has been expanded from the traditional financial business areas such as applying for loans, credit cards to more and more areas such as the customer credit review, personal hunting for a job, government performance, religious affairs and private economic activities and so on. The effect of the personal credit report, the economic ID card, has been more and more significant in the non-traditional fields. The northwestern region is the important area for Muslim residents in China, and in recent years, the branches of PBC have actively expanded the applications fields of the credit reports by strengthening the publicity and education of the credit reporting in Muslim community. Recently, Linxia municipal sub-branch has made an investigation on the usage of the credit report in 21 Muslim majority region in the jurisdiction of Xi’an branch of PBC. The survey shows that the credit report is widely used in the social life such as Muslim pilgrimage, commerce, management of religious affairs, marriage and so on, and plays a very important role in the construction of the financial ecological environment and social credit system of Muslim regions.
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