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The Research on the Issues of Laws on China’s Personal Financial Information Protection
Pages: 23-27+32
Year: Issue:  10
Journal: Xi'an Finance

Keyword:  personal financial informationfinancial consumer rights and interests protectionfinancial consumer;
Abstract: In recent years, the disclosure and selling of personal financial information have happened frequently in China, which has seriously infringed the rights and interests of financial consumers, therefore, strengthening the protection of personal financial information has become an urgent issue needing to be solved. Through the research on American and European Union’s personal financial information protection system, the paper points out that China’s personal financial information protection is faced with such problems that the legal systems are not perfect, regulatory responsibilities are not clear and the working mechanisms are not complete.And the paper puts forward suggestions on strengthening China’s personal financial information protection from such aspects as definituding legislative conceptions of personal financial information protection, granting the subject right of personal financial information, clarifying the regulatory departments and their powers and perfecting relief ways and so on.
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