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The Current Situation of Community Banks and Countermeasures
Pages: 71-73
Year: Issue:  10
Journal: Xi'an Finance

Keyword:  financial system reformfinancial marketcommunity bank;
Abstract: With the gradual deepening of the reform of China’s financial system, financial institutions have been adjusting themselves step by step in order to adapt to the reform process. In recent years, the most striking change in the field of the retail banking sector in China has been the exploration on community banks by small and medium-sized commercial banks. Community banks are the natural outcome of the development of China’s financial marketization, which takes on considerable significance in meeting the demands of small and medium-sized enterprises and community residents for financial consumption demand as well as promoting regional economic developments. The paper summarizes the development situation of the community banks in Xi’an city, analyzes the existing problems and puts forward relevant suggestions.
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