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The Reflection on Solving the Difficulties in Micro and Small-sized Enterprises’ Financing and Developing the System of Financing Guarantee
Author(s): 
Pages: 13-15
Year: Issue:  8
Journal: Xi'an Finance

Keyword:  small and medium-sized enterprises’ financingguarantee;
Abstract: Micro and small-sized enterprises are the major force of social economy, and play a very important role in stabilizing growth, expanding employment, promoting innovation and flourishing. Granting financial services to micro and small-sized enterprises and promoting the healthy development of micro and small-sized enterprises is a matter of whole economic and social development,and is of important strategic significance. At present, from various aspects, difficulties in financing and high cost of financing have still been the main factors which affect and restrict their survival and development. Although the government at all levels has attached great importance to this problem and introduced some supporting policy measures which reduce the pressure on the development and survival of some enterprises, the problem has not been improved fundamentally. The paper puts forward some new ideas to solve this problem through making investigation on enterprises, making discussion with financing guarantee institutions and learning from the good practices of some other provinces and cities.
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