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Research on Risk Prevention Mechanism after the Era of Third-party Payment License
Author(s): 
Pages: 48-52
Year: Issue:  8
Journal: Xi'an Finance

Keyword:  third-party paymentrisk regulationinternet finance;
Abstract: With the rapid rise of e-commerce, the third-party payment comes into being and flourishes, but risks are also increasingly prominent. The paper elaborates the risk of precipitation funds, operational risk and so on from its content, features, scale and competition, then points out the lack of supervision by comparing the United States, Europe, and China’s regulatory model for the third-party payment. Finally the paper puts forward some targeted suggestions like strengthening the regulatory framework, establishing the consumer protection fund of third-party payment platform, and adjusting statistical monetary monitoring scope, etc.
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