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The Investigation and Analysis on the Interest Rate Marketization in Underdeveloped Areas——A Case of Jiuquan City
Pages: 57-59
Year: Issue:  8
Journal: Xi'an Finance

Keyword:  underdeveloped areainterest rate marketization;
Abstract: In 2013, along with releasing the control of the lending rate of financial institutions, the social public actively responds to the policy on promoting the interest rate marketization, the speed and effect of interest rate transmission of financial institutions is significantly promoted.The paper makes an investigation on the situation that financial institutions implement policies on interest rates,analyzes the problems such as lack of pricing ability, limited profitability, potential monitoring risks and so on, and puts forward related suggestions such as strengthening basic support, promoting business strategy transformation; reconstructing interest rate feedback mechanism; raising interest rates transmission efficiency.
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