The server is under maintenance between 08:00 to 12:00 (GMT+08:00), and please visit later.
We apologize for any inconvenience caused
Login  | Sign Up  |  Oriprobe Inc. Feed
China/Asia On Demand
Journal Articles
Bookmark and Share
The Evaluation of Lending Interest Rate Pricing Capacity of Local Corporate Financial Institutions under the Condition of Interest Rate Marketization——Index System Design and Application Based on Analytic HierarchyProcess
Pages: 75-80
Year: Issue:  7
Journal: Xi'an Finance

Keyword:  interest rate marketizationlocal corporateinterest rate pricing;
Abstract: How to scientifically and reasonably evaluate the interest rate pricing capacity of local corporate financial institutions under the condition of interest rate marketization and guide them to increase the ability of risk prevention and control and profitability are of significance. The paper analyzes and summarizes the current situation of interest rate pricing of local corporate financial institutions in less developed areas, by selecting 10 qualitative and 15 quantitative indicators covering 8 aspects including mechanism construction, their own conditions, risk management, efficiency management, the external conditions and so on, constructs the evaluation indicators system of interest rate pricing capacity of local corporate financial institutions. Setting Guoluo Tibetan autonomous prefecture as an example, using the analytic hierarchy process(AHP), the paper calculates the weight coefficient of indicators influencing the interest rate pricing capacity of local corporate financial institutions, and grades the lending interest rate pricing capacity. According to the analysis and evaluation results, the paper proposed policy recommendations such as establishing interest rate pricing basic information system, increasing efficiency and risk management level and creating a good financial ecological environment and so on.
Related Articles
No related articles found