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The Strategy on Standardizing and developing P2P Network Lending in China
Pages: 60-62
Year: Issue:  3
Journal: Xi'an Finance

Keyword:  peer-to-peer(P2P)network lending;
Abstract: P2P network lending refers to the direct lending business between the individual and the individual through the network, which develops rapidly at present in China. As a new way of private lending, P2 P network provides a convenient and quick financing channel for small and medium-sized enterprises and private owners. But because China’s relevant laws and regulations have not been perfect, the industry regulation is not clear, and credit system construction and information protection is still not in place, P2 P network lending needs to be regulated. Measures should be taken to improve laws and supporting systems as soon as possible,strengthen the regulatory guidance, improve the development environment, and standardize the network lending platform development.
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