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The Analysis of the Path of Commercial banks’ Developing Inclusive Finance
Pages: 48-50
Year: Issue:  4
Journal: Xi'an Finance

Keyword:  inclusive financefinance internetcommercial bank;
Abstract: Inclusive finance has the characteristics of the extensive customer coverage, low single-family profit, high input costs and great potential risk, and commercial banks are facing the sustainable business which is the global problem if commercial banks develop inclusive finance with the traditional way. Finance combined with internet has the advantage of extensive network coverage, low comprehensive cost, quick copy promotion and large information reserves, and can effectively solve the problems faced by commercial banks when they are developing inclusive finance. Commercial banks need to learn from the practice of internet finance, actively adjust the development ideas, change business modes, and further explore the improvement measures of internet finance from such aspects as the data platform construction, product development, channel construction and so on to push the development of inclusive finance.
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