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shang ye yin xing shi dian li lun wen ti bian xi yu si kao ( xia )
Author(s): 
Pages: 10-11
Year: Issue:  11
Journal: Xi'an Finance

Keyword:  商业银行改革问题辨析利率市场化国有银行集约化经营银行业资金商品化银行集团化发展前景中央银行;
Abstract: <正>六、商业银行贷款应促进企业生产与经营,但不是为了保护企业.商业银行资金主要用于企业贷款,贷前调查和审查是为了掌握其经营状况、风险大小和发展前景.从贷款行为看,确实都立足企业角度,为了企业生产扩大或技术提高,容易给人以直观感觉,即银行贷款为了企业
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