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jia da nei kong guan li jiang di bu liang dai kuan bi zhong dui yang ling qu xin yong she jian li tai zhang guan li de diao cha
Author(s): 
Pages: 50-52
Year: Issue:  8
Journal: Xi'an Finance

Keyword:  台帐管理不良贷款杨陵区信用社内控管理责任人处罚通知书信贷员形态调整正常贷款;
Abstract: <正> 咸阳市杨陵区信用联社所辖“四社一部”,共102个信用站。1993年以来,该联社以改革为动力,以抓内部贷款控险管理为契机,针对以往控制非正常贷款重治表、轻治本、收效甚微的状况,探索了一条规范自身信贷行为,降低抑制非正常贷款的新路子——“一逾两呆贷款三查责任人台帐”管理(以下简称台帐)。截止今年4月底,全区信用社各项贷款余额6652万元,其中非正常贷款1075万元,占贷款总额的16.2%,低于全市8.3个百分点,建立贷款台帐19人(次),806.9万元,收缴台帐罚款1.41万元,返还台帐罚款
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