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The Risk of Commercial Banks’ Off-balance Sheet Credit Business and Regulatory Advice
Author(s): 
Pages: 74-75,90
Year: Issue:  12
Journal: West China Finance

Keyword:  商业银行 表外业务 风险管理;
Abstract: 近年来,我国商业银行表外业务不断创新,并得到快速发展,但其潜在风险不容忽视。本文分析了商业银行表外业务开展过程中的主要风险,并提出加强防范表外业务风险的监管建议,如:树立审慎经营的理念,正确处理业务发展与风险控制的关系;切实加强对表外信贷类业务的贸易背景真实性审查;落实内部监督检查,加强授信后管理等。
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