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qian xi wo guo ge ren zhu fang di ya dai kuan de feng xian kong zhi
Author(s): 
Pages: 52-53
Year: Issue:  6
Journal: Xi'an Finance

Keyword:  住房抵押贷款 风险控制 对策;
Abstract: 近几年,随着我国房地产行业投资热度的增长,个人住房抵押贷款成为各商业银行贷款投放的重要业务,然而个人住房信贷市场的过快发展,使其隐藏的风险开始显现,此次波及全球的金融危机,敲响了我国加强信贷市场风险控制的警钟。本文在分析了个人住房抵押贷款主要风险的基础上,针对风险控制问题,提出了对策和建议。
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