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xiao e xin dai fa zhan yu pu hui zhi jin rong ti xi lu jing xuan ze
Author(s): 
Pages: 55-56
Year: Issue:  9
Journal: Xi'an Finance

Keyword:  农村金融 小额信贷 普惠制金融 路径选择;
Abstract: 陕西省商洛市是我国实行小额扶贫贷款最早的地区之一,然而,这种惠及民生的贷款增量却呈逐年下降趋势,全市小额扶贫到户贷款中70%属于"转贷"。一方面是国家极力推动的"普惠制金融体系"的建立,一方面却是"普惠制金融体系"构建中的小额信贷增量在实施地区中的逐年递减。基于这一现象,本文从商洛市小额信贷的视角出发,探讨建立"普惠制金融体系"的路径选择。
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