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shi du jing zheng cu cheng gan su ping liang xin dai mai fang shi chang
Author(s): 
Pages: 52-53
Year: Issue:  4
Journal: Xi'an Finance

Keyword:  信贷 买方市场 需求;
Abstract: 在适度宽松的货币政策和信贷资金充裕的条件下,甘肃平凉信贷买方市场在批发、零售两个层面形成,基本满足了有效信贷需求,分散了信贷风险。对信贷市场参与各方效率提高、贷款利率降低、金融稳定产生了促进作用。但也出现了卖方对信贷资金的实际控制能力降低、盈利空间收缩等新问题。银行类信贷机构应拓宽信贷领域、优化信贷投向结构,创新理财产品种类、拓展盈利渠道,以降低自身对存贷利差收入的过度依赖。
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