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zhong xin shen shi she qu zai tou zi fa de kuang jia
Author(s): 
Pages: 12-16
Year: Issue:  11
Journal: Xi'an Finance

Abstract: <正>美国1977年颁布《社区再投资法》(Community Reinvestment Act,CRA)的原因,是因为发现存款类金融机构不能很好地满足整个社区的信贷需求。业界认为该法律可以通过多种途径改变银行在中低收入(LMI,low-and moderate-income)社区开展业务的方式。但在过去的数十年间,该法律本身以及相应法规已经发生了变化,尤其是从目前来看,随着次贷危机的蔓延,
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