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han guo fa zhan yin xing ka chan ye dui wo guo la dong xiao fei nei xu de qi shi he jian yi
Author(s): 
Pages: 70-71
Year: Issue:  6
Journal: Xi'an Finance

Keyword:  金融危机 银行卡 消费信贷;
Abstract: 华尔街金融危机使得全球经济放缓,中国经济由出口导向型向内需驱动型转变已迫在眉睫。韩国在1997年亚洲金融危机时积极发展银行卡产业,充分利用信用卡的信用功能,有效促进消费信贷,拉动国内消费需求,取得巨大成功。同时其2003年因银行卡产业开发过度,爆发信用卡危机,被业界公认为全球经典案例之一。其成功经验、危机教训对我国当前如何大力促进银行卡产业发展,提高消费信贷水平,以扩大内需,又切实防范金融风险,有积极借鉴意义。
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