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tong yi xing yu qu yu xing de jie he : dui yin xing xin yong deng ji ping ding biao zhun qu yu hua de si kao
Pages: 45-46
Year: Issue:  1
Journal: Xi'an Finance

Keyword:  信用等级评定 区域化 建议;
Abstract: 国有商业银行对客户实行统一、无差别的信用等级评定,在提高事前防御风险能力的同时,也带来了信贷准入门槛提高、中小企业信贷支持不足等问题。本文就此进行了调查与探讨,提出了商业银行信用等级评定应注重统一性与区域性的有机结合的建议。
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