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yin xing li cai guai dian chu xian
Author(s): 
Pages: 94
Year: Issue:  20
Journal: Financial View

Abstract: 自从银行理财产品2004年创设以来,银行理财走过了波澜壮阔的十二年,从无到有,从小到大,伴随着我国金融市场改革的历程,并加速推动了我国利率市场化的进程. 2016年,银行理财市场迎来了拐点. 之所以说是拐点,有几个原因.首先,理财规模增速有所放缓.今年上半年,理财余额较年初增加2.78亿元,半年增幅11.83%,远低于2010-2015年高达55%的年均增幅.其次,理财收益率下降.
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