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nei wai jian xiu tan suo zi ben bu chong zuo jing
Author(s): 
Pages: 19-20
Year: Issue:  15
Journal: Rural Credit Cooperative of China

Keyword:  农商行涉农贷款存贷款利差企业贷款市场定位风险计量风险权重经济资本管理风险管理系统信用工程;
Abstract: <正>牢牢把握"做小、做微、做散"的市场定位,大力发展风险权重较低的涉农贷款、小微企业贷款,减少对贷款规模和存贷款利差的依赖,实现盈利模式和发展方式的转型在经济新常态下,不少农商行的资本充足率下滑,极大地影响了监管达标、业务拓展、盈利提升等,资本管理和资本补充问题逐渐成为制约农商行业务经营的瓶颈问题,提高资本管理水平、拓展资本补充渠道迫在眉睫。
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