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ke xue gui hua ying dui zi ben bu chong ya li
Author(s): 
Pages: 16-18
Year: Issue:  15
Journal: Rural Credit Cooperative of China

Keyword:  农商行经济下行压力扩张规模风险防控充足性零售贷款法人机构全面风险管理个人贷款刚性约束;
Abstract: <正>资本的刚性约束无疑给资产规模扩张戴上了"紧箍咒",用资本约束资产的增长,使得资产的扩张规模与资本对风险的覆盖能力相匹配当前背景下,经济下行压力未见缓解,农商行信用风险防控压力持续加大,业务结构和资产结构不尽合理,强化农商行资本约束,保持资本的充足性,对于推动转型发展意义重大。
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