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zui gao e di ya dan bao chang jian fa lv feng xian ji ying dui
Author(s): 
Pages: 54-55
Year: Issue:  15
Journal: Rural Credit Cooperative of China

Keyword:  最高额抵押抵押担保贷款信贷客户风险隐患法律保护债权银行抵押权人经营过程法律风险互利共赢;
Abstract: <正>最高额抵押担保是一种限额担保,债权人在约定的债权最高额范围内享有债权保护,超出部分则不受法律保护最高额抵押担保贷款对于银行及信贷客户而言,是一种操作简便、互利共赢的合作方式,在业务经营过程中被较为广泛地应用。但是,在具体的实务操作中,由于最高额合同的特殊性,最高额抵押担保贷款往往存在风险隐患,银行往往会因操作不当而给后来的债权维护带来隐患。
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