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qiang hua fu wu yin dao ti gong ke ji zhi cheng nong xin ji gou dai kuan ding jia jing xi hua guan li de jiang su shi jian
Author(s): 
Pages: 15-16
Year: Issue:  4
Journal: Rural Credit Cooperative of China

Keyword:  贷款定价基层农信社农商行模型选择资金转移定价贷款利率定价内部评级中小金融机构利率管理经济资本管理;
Abstract: <正>江苏省联社积极发挥行业服务和行业管理的职能作用,通过组织专题培训、健全组织架构、统一贷款定价模型、上线贷款定价系统等方式,引导辖内农信社、农商行不断提升贷款定价能力贷款定价模型选择是否合理、贷款价格能否覆盖银行的风险与成本,对农村中小金融机构的经营发展至关重要。江苏省联社积极发挥行业服务和行业管理的职能作用,引导和帮助基层农信社、农商行不断提升贷款定价能力,助推其转型发展。
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