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jin rong zhi chi zhong xiao wei qi ye de feng xian fen dan ru he geng ke kao dui dan bao ye kai zhan wai bu ping ji de si kao
Author(s): 
Pages: 52-54
Year: Issue:  4
Journal: Rural Credit Cooperative of China

Keyword:  担保业银行数量公司担保被担保人公司信用风险状况保费率风险分担信用能力金融监管机构;
Abstract: <正>与担保公司合作的银行数量,担保公司担保放大的倍数,担保公司单笔最高担保费率这三个变量是影响第三方对担保公司信用评级的关键2015年以来,我国金融监管机构逐步展开了对担保机构的信用评级,但针对担保机构的信用评级管理与担保机构汇集的信用风险之间,存在极大不平衡,导致银行和被担保人难以识别担保机构的风险状况,从而加剧了信贷市场资源与价格的扭曲。因此,研究担保机构内
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