Analysis Of Influential Factors in Financing Channels Selection Of Small Family Businesses——Take San Ming As An Example
Author(s): Huang Ting
Pages: 14-22
Year: 2015 Issue: 1
Journal: Journal of Fujian Institute of Financial Administrators
Keyword: Small family business; Financing Chanels; Influential factors; Jinjiang;
Abstract: Family enterprises especially the small family businesses play great role in the development of national economy and upgrading of the industrial structure but meanwhile they are facing financing difficulties. An empirical analysis of influential factors in financing channels selection of small family businesses is based on the survey of small family businesses financing conditions of Jinjiang.The result shows that the key factor to influence financing options is bank lending policies and lending rates, business growth, preferences of family independence, family benefit as well as business scale.Finally, the countermeasures are put forward to change the current financing situation of the small family businesses in this paper.
Pages: 14-22
Year: 2015 Issue: 1
Journal: Journal of Fujian Institute of Financial Administrators
Keyword: Small family business; Financing Chanels; Influential factors; Jinjiang;
Abstract: Family enterprises especially the small family businesses play great role in the development of national economy and upgrading of the industrial structure but meanwhile they are facing financing difficulties. An empirical analysis of influential factors in financing channels selection of small family businesses is based on the survey of small family businesses financing conditions of Jinjiang.The result shows that the key factor to influence financing options is bank lending policies and lending rates, business growth, preferences of family independence, family benefit as well as business scale.Finally, the countermeasures are put forward to change the current financing situation of the small family businesses in this paper.
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