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A Study on Individual Credit Evaluation for Commercial Bank Based on PCA-GA-BP
Author(s): 
Pages: 161-162,163
Year: Issue:  31
Journal: Value Engineering

Keyword:  business bankpersonal credit evaluationPCAGABP;
Abstract: This paper selects the personal credit data of a commercial bank in Germany and Australia, extracts the main component by principal component analysis, and then optimizes network structure, initial connection weights and thresholds of neural network by genetic algorithm, finally, according to this improved neural network technology, evaluates personal credit. Finally, it compares the accuracy based on this algorithm to these accuracies based on other algorithms. According to the results, the accuracy based on this algorithm is better than these accuracies based on other algorithms.
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