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House-for-pension Scheme:Analysis on New Social Pension Mode in Our Country
Pages: 7-11
Year: Issue:  6
Journal: Journal of Fujian School of Administration and Fujian Institute of Economics and Management

Keyword:  AgeingHouse-for-pension schemeReverse mortgageFinanceInsurance;
Abstract: The elder careissue has become increasingly prominent with the intensified aging popula-tion .“House-for-pension scheme” ,invigorated the stock of immovable properties ofthe elderly popula-tion ,is a supplementary commercial toolfor pension .Because of the present system of property rights , housing disposal and traditional ideas ,risks exist ,w hich become obstacles to the implementation of ne-wpension modes .While the government explicits “House-for-pension scheme”asexperiements ,value e-valuation ,property ownership and financial risk prevention ,will undoubtedly be the important contents in the experimental units .Currently ,good productsfor“House-for-pension scheme”want to be implan-ted ,and thesystem design needs to be carried on .“House-for-pension scheme” will be developed through market test by discovering problems ,putting forward the rectify and reform measures ,and then drawing up a more perfect “House-for-pension scheme” mechanism and system .
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