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shang ye yin xing ge ren jin rong ye wu ru he zhuan xing fa zhan yi hua xia yin xing wei li
Author(s): 
Pages: 54-55
Year: Issue:  17
Journal: Financial View

Abstract: 华夏银行个人金融业务 发展情况 储蓄存款人均、网均绝对量偏低.华夏银行2012年底机构总数475个,22991名员工,储蓄存款1611.64亿元,人均储蓄存款701万元,网均储蓄存款3.39亿元,均大幅落后于其他同业,以招商银行为例,其人均储蓄存款和网均储蓄存款分别为华夏银行的2.23倍和3.21倍. 储蓄存款占比和增速均偏低.截至2012年底,华夏银行活期储蓄存款604.24亿元,在储蓄存款中占比37.49%,低于招商银行、兴业银行、光大银行;储蓄存款占各项存款的15.57%,年均增速13.1%,均落后于同业水平,距离同业最高水平(招商银行储蓄存款占比36.55%、光大银行储蓄存款年度增幅33.33%)还有较大差距.
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