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shang ye yin xing xiao qi ye xin dai ye wu jia zhi chuang zao mo shi fen xi
Author(s): 
Pages: 63-66
Year: Issue:  8
Journal: Rural Finance Research

Keyword:  价值创造模式小企业贷款信贷业务商业银行业务单元风险控制管理成本贷款业务创造能力驱动因素;
Abstract: 当前,越来越多的商业银行开始重视小企业信贷业务,并有将此项业务作为重要战略性业务发展的趋势。究其原因,商业银行已经意识到小企业贷款业务具有重要的价值创造能力。小企业信贷业务的价值创造在于产品、定价、成本和风险控制等因素的合理组合。那么,小企业信贷业务可通过哪些价值创造模式,进而为客户、为银行创造更高的价值?本篇论文将对此作出详细阐述。
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