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yin xing ka wei yin xing dai lai shi me
Author(s): 
Pages: 55-56
Year: Issue:  12
Journal: China Credit Card

Keyword:  银行卡银行卡功能附加值服务持卡人智能卡信用卡投入与产出静态分析报告个性化应用环境;
Abstract: <正> 银行卡究竟可以为银行带来什么?很简单,银行卡可以为银行带来卡内资金的沉淀,从而可以更为广泛地吸收低成本存款;银行卡可以帮助银行收取信用卡年费,从而增加收人;银行卡可以帮助银行直接赚取结算交易的手续费,从而获取利润。 如果比较各个银行为此而付出的投入与产出,想想我们并不低的系统运行成本,看看铺设于应用环境中昂贵的ATM、POS,还有那些寄送帐单、电话咨询等算算吓一跳的服务费用,这帐还算得过来么?
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