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dai kuan ben li he jian yi ji suan fa
Author(s): 
Pages: 37
Year: Issue:  6
Journal: Rural Credit Cooperative of China

Keyword:  本利和简易计算法农村信用社收回贷款分段计算利息要求归还利率变动业务处理企业单位;
Abstract: <正> 农村信用社在收回贷款工作中,经常遇到企业单位或个人持整数现金和支票,要求归还部分贷款,信用社收回贷款必须按利随本清的原则,整数里面包含着本金和利息,这样的业务处理起来非常麻烦。为了提高工作效率,我们介绍一种既简单又准确的本利和计算法。 首先按天数和利率计算出1元贷款的全部利息。如遇利率变动应分段计算,如逾斯和挪用按规定计算出加罚息。 将计算的各段利息和加罚息的金额相加,为1元贷款的全部利息。全部利息加上1,为1元贷款的本利和。用1元贷款的本利和去除贷款户所交还
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