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di ya dan bao dai kuan zhi du ji dai wan shan
Author(s): 
Pages: 31-32
Year: Issue:  10
Journal: Xi'an Finance

Keyword:  担保贷款土地使用权抵押物贷款担保土地管理制度动产抵押住宅建设不动产企业主管部门抵押担保;
Abstract: <正> 目前,我国银行发放贷款的方式,由原来单一的信用放贷,逐步的发展到信用、抵押、担保、贴现四种方式,尤其抵押、担保为多,目的在于保证贷款按期收回。然而由于法律上的不完善,银行经营中执行制度不严,加之企业普遍效益不好,使抵押、担保制度并没有发挥真正的作用。
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