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Impacts of the two payment packages on the hospitalization expenses of cancer patients covered by two medical insurance schemes
Author(s): 
Pages: 828-832
Year: Issue:  11
Journal: Chinese Journal of Hospital Administration

Keyword:  Primary medical insuranceCancerPayment packageHospitalization expenseImpact factors;
Abstract: 目的 分析按项目支付和限额支付方式下恶性肿瘤患者的住院费用,探索不同医疗保险支付方式对恶性肿瘤治疗费用的影响.方法 从郑州市和福州市的医疗保险数据库中,各随机抽取恶性肿瘤医保患者600名,统计分析其住院费用及其影响因素.结果 在按项目支付方式下,职工医保患者的费用水平高于居民医保患者,人均住院费用分别为32747.70±32035.01元和23035.83士22875.65元;而在限额支付方式下,两类医保患者住院费用差异不大,人均住院费用分别为66043.41士47562.09元和66576.54±73417.29元.结论 不同医疗保险的保障水平差异客观存在.在按项目支付方式下,保障的差异体现在次均费用的差别上;而在限额支付方式下,两类医保人群费用差异不大.建议合理利用支付方式,避免和减少由于医疗保障水平不同而造成的卫生服务利用的相对差异.
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