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he li yong ka fang fan xin yong wu dian
Author(s): 
Pages: 16-16
Year: Issue:  12
Journal: Finance & Economy

Keyword:  信用记录防范个人生活贷款业务征信系统信贷审批授信额度利率优惠;
Abstract: 当前,随着国内银行征信系统的逐步健全,信用记录在个人生活中发挥的作用越来越重要。在申请信用卡、办理贷款业务时,“良好的信用记录”已经成了首要条件。一个人的信用记录良好,不仅在信贷审批时效率会高很多,同时还更容易享受到更高的授信额度、利率优惠等好处;反之,有不良信用记录的客户,获得贷款的难度将大为增加,贷款成本也可能高一些。
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