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fang di chan dai kuan feng xian zhu yao biao xian ji jian cha fang fa yan jiu
Author(s): 
Pages: 29-30
Year: Issue:  z1
Journal: Journal of Guangxi University(Philosophy and Social Science)

Keyword:  房地产贷款风险检查;
Abstract: 房地产开发商通常利用高财务杠杆经营,负债率高,在房地产市场资金链中银行贷款基本参与了房地产开发经营的全过程,开发商一旦无力偿还贷款,就会把巨额风险转移到银行.如何有效地控制房地产贷款风险,及时检查出潜在风险较大、极易形成不良的房地产开发贷款,从而根据具体业务分析风险成因并采取有效措施规避、防范这些风险是摆在银行风管人员尤其是银行稽核人员面前艰巨的任务.
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