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Policy farmer house insurance,social welfare benefits and performance appraisal——Based on micro-data of 499 rural households in Zhejiang
Author(s): 
Pages: 65-75
Year: Issue:  7
Journal: Insurance Studies

Keyword:  农房保险 农村保险 绩效评估 实证研究;
Abstract: 本文采用农业部固定观察点浙江省农户数据和浙江省农房保险相关数据,对浙江省政策性农房保险进行了绩效评价研究。研究发现,基于各地农房建设成本及出险情况各异,通过整齐划一的保险模式可能会造成社会福利耗散。并指出现行农房保险可能存在行政成本过高等相关问题,在分析的基础上,提出要进一步完善政策条款、改进中国人民保险公司经营主体的政策性保险运作机制、逐步建立高效统一的农村风险防范体系。
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