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xin dai shen pi gai zhe ban
Author(s): 
Pages: 50
Year: Issue:  4
Journal: Hunan Economy

Abstract: <正> 强化风险管理是商业银行的重要经营原则,具体表现为安全性、效益性和流动性的统一。对于商业银行,基于信贷业务收益受制于贷款利差(或手续费收入)较小的限制,决定了只能承担较低的风险。因此,全面风险管理必须贯穿于信贷业务流程的各个环节、各个岗位及各个步骤。结合建行长沙市天心支行的实际,本文就如何完善信贷审批机制提出几点建议。
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