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Avoid the risk of bank real estate consumption
Pages: 28-30
Year: Issue:  1
Journal: Journal of Shenyang Architectural and Civil Engine

Keyword:  real estateconsumption creditrisk avoidance;
Abstract: 针对目前我国房地产消费信贷中存在的违约风险、虚假贷款风险、不良资产率上升风险及贬值处置风险。提出了四项规避风险的措施,包括拓展房地产抵押贷款担保及保险体系,加强房地产消费信贷监管力度,设置银行房地产价格评估及预测系统和建立个人信用评价制约系统。
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