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Knowledge Refinement of Bank Credit Screening Rules Base
Author(s): 
Pages: 529-532
Year: Issue:  5
Journal: CHINESE JOURNAL OF MANAGEMENT

Keyword:  神经网络交叉熵规则库求精个人贷款审批;
Abstract: 鉴于个人贷款在银行业务中的比重不断上升,对个人贷款申请进行审批显得格外重要.由于初始规则库常常存在知识不完全或不一致等问题,所以需要规则库修正,即规则库知识求精.现以日本银行个人贷款审批规则库为例,采用神经网络技术,利用个人贷款审批的历史数据,对规则库进行知识求精.结果表明,求精后的规则数量减少了,而分类准确率却有很大的提高.
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